Information We Collect

• Personal Information: Such as your name, contact information, financial information, and Social Security number.
• Transactional Data: Including details about payments and services you have purchased from us.

How We Collect Information

• Direct Interactions: You may provide data by filling in forms on our website or by communicating with us via email, phone, etc.
• Automated Interactions: We collect data through cookies, server logs, and other similar data collection technologies.

How We Use Your Information

• Processing Mortgage Applications: To process and manage your mortgage application and account.
• Customer Services: To manage our relationship with you.
• Regulatory Requirements: To comply with legal obligations.

Sharing Your Information

We may share your information with credit bureaus, financial institutions, and other trusted third-party service providers involved in mortgage processing.

Security Measures

We employ data encryption and secure servers to protect your personal information.

Children's Privacy

Our services are not intended for use by children under the age of 18.

Changes to Privacy Policy

We may change our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

User Eligibility

You must be at least 18 years of age to use our mortgage brokerage services and comply with all applicable laws.

Obligations

• You agree to provide true, accurate, and complete information as prompted by our application process.
• You are solely responsible for maintaining the confidentiality of your account.

Fees

All fees are subject to change at our sole discretion. Late payment fees and other charges may apply as described in your agreement with us.

Limitation of Liability

All fees are subject to change at our sole discretion. Late payment fees and other charges may apply as described in your agreement with us.

Intellectual Property

All materials and content on this website are owned by or licensed to Interest Smart Home Loans and are subject to copyright and other intellectual property rights under the law.

Termination

We reserve the right to terminate or suspend your account and access to our services for reasons including but not limited to breach of these Terms.

Changes to Terms

We reserve the right to revise these Terms at any time. Your continued use of our services will constitute your agreement to the new Terms.

Governing Law

This Agreement is governed by the laws of California.